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Home » Why We Choose to Cruise In Hurricane Season

Why We Choose to Cruise In Hurricane Season

June 9, 2016 by Betsi Leave a Comment

Why We Choose to Cruise In Hurricane Season www.betsiworld.com

Why We Choose to Cruise During Hurricane Season

Jim & I find that cruising in Florida and the Bahamas during hurricane season (June 1 to November 1) is quite nice. The moorings are plentiful, marinas are less crowded, which equals relaxation for us! Here are some things to consider if you decide to sail during hurricane season:

Why We Choose to Cruise In Hurricane Season www.betsiworld.com

Insurance

Insurance dictates what your plans for hurricane season cruising will be. We have always carried coverage that allows us to cruise through Florida and the Bahamas during hurricane season.

 

When considering to sail during hurricane season, there are some things to consider. Do you own your boat outright or do you have a boat loan? If you have a boat loan, your lender can also dictate where you can cruise during hurricane season. Since we own our boat outright, we only have to consider our insurance limitations.

 

Cost Considerations for Choosing to Cruise in Hurricane Season

It is possible to get hull coverage in hurricane zones (“inside the box”), but it will usually come at a higher cost and may have a higher deductible. Know your policy, and it's restrictions/requirements. A good practice is to keep copies of your policy onboard as well electronically. In case you do have to file a claim, this speeds up the process.

 

Our current carrier, Pantaenius American Yacht Insurance allows us to cruise from the Atlantic East Coast from Maine through Florida, the Gulf of Mexico to Turks & Caicos. We do pay a higher deductible to do this, but with that comes the peace of mind knowing we are covered in case of storm damage.

 

What is Required to Cruise During Hurricane Season

Under our Pantaenius policy, we have to submit a hurricane plan for our home base here in Florida. Also,  each time that we cruise during storm season we provide a plan to our carrier, based on our float plan. After that, we say a prayer each time we cruise out during hurricane season and prepare in advance for the potential of a storm and prepare well

Know Before You Go – The importance of early planning

 

Since the majority of our cruising up to this point has been on the East Coast of the US, down through Florida and the Bahamas, we know that there is always the chance for a tropical storm or hurricane to crop up. Because of these factors, it is important for us to pre-plan in case of storms.

✦Know where the nearest protected marina, protected anchorage or “hurricane hole” is.

✦Have the route saved on the chart plotter (again, easy to pre-plan than have to plot a route when there is an urgent need).

✦Have a solid 24-hour weather window in which to move.

✦We have a watermaker and carry an ample supply of food.

✦We top up with diesel fuel and gasoline whenever possible.

Doing the above in advance of stormy weather allows us to be ready to move into our pre-planned hurricane hole when needed, without having to worry about food and fuel and where we are going to go.

 

Each sailor has to decide what is right for themselves. The most important thing is to avoid putting yourself, your crew or your boat in danger.

 

Before you leave subscribe to Betsi's World today to keep up on the latest news, tips and travel ideas…and grab your copy of SUMMER INSPIRATION TIPS!!

Filed Under: Boating

About Betsi

Betsi is the creator and editor of Betsi’s World. Married to her husband, Jim, for 30 years she’s always had a love of wanderlust, but hasn’t always had the funds to enjoy the travel lifestyle.

They have upsized and downsized multiple times during their 30 years together. Now they are sharing their insider tips & tricks for living a smart luxury lifestyle. Of course, food and travel are a huge part of their lifestyle!

They take multi-generational trips with their extended family - ages 3 years to 84 years young, and Betsi takes care of planning these fun for the whole bunch, multi-gen vacations, choosing locales ranging from the Bahamas, the Caribbean, and the US. They've stayed at all-inclusive resorts, taken cruises, and more, and she’s opening her secrets and sharing all the tips and tricks for smart luxury travel with you!

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